🏦Bank Scorer

This institution is no longer active

Operations ceased on April 28, 2007. CRA examination history below reflects the period it was active.

REPUBLIC BANK

LANSING, MI · Supervised by FDIC

Est. 1969FDIC #20,001RSSD: FDIC-20001
Part ofCITIZENS BANKING CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.87%

Institution Profile

FDIC BankFind

Address

2425 East Grand River Avenue, Suite A, LANSING, MI

County

Ingham County

Established

July 31, 1969

Total Assets

$5.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 2003

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2007Call Report / FDIC

Total Assets

$5.2B

Total Deposits

$2.7B

Net Loans

$3.5B

Net Income

$11M

ROA

0.87%

ROE

10.28%

Risk-Based Capital

10.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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