Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$574M
Total Deposits
$517M
Net Loans
$337M
Net Income
$3M
ROA
1.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.95%
Risk-Based Capital
19.51%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 102 | 87.25% | 7.84% |
| 2023 | 94 | 90.43% | 3.19% |
| 2022 | 120 | 91.67% | 4.17% |
| 2021 | 137 | 91.24% | 5.84% |
| 2020 | 128 | 93.75% | 4.69% |
| 2019 | 127 | 93.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$487M
1-Year Change
0
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Preview:
| 2018 | 145 | 93.79% | 1.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red