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LAFAYETTE, LA · Supervised by OTS

Est. 1908FDIC #28,094
Satisfactory Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

503 Kaliste Saloom Rd, LAFAYETTE, LA

County

Lafayette County

Established

January 1, 1908

Total Assets

$3.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 31, 2010

Exam Type

Intermediate Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.5B

Total Deposits

$3.0B

Net Loans

$2.7B

Net Income

$12M

ROA

1.38%

ROE

10.12%

Risk-Based Capital

15.65%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

42

Branch Deposits

$2.9B

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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