Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.5B
Total Deposits
$3.0B
Net Loans
$2.7B
Net Income
$12M
ROA
1.38%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.12%
Risk-Based Capital
15.65%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 506 | 68.38% | 9.88% |
| 2022 | 733 | 72.85% | 7.23% |
| 2021 | 1,016 | 71.56% | 6.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2010 | Satisfactory | Intermediate Small Bank |
| Feb 2007 | Satisfactory | Small Bank |
| Oct 2003 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
42
Branch Deposits
$2.9B
1-Year Change
0
5-year net change: +2 branches
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