🏦Bank Scorer

COMMUNITY TRUST BANK

CHOUDRANT, LA · Supervised by FDIC

Est. 1912FDIC #12,614RSSD: FDIC-12614
Part ofORIGIN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

3921 Elm St, CHOUDRANT, LA

County

Lincoln County

Established

November 23, 1912

Total Assets

$10.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2010

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$10.1B

Total Deposits

$8.8B

Net Loans

$7.8B

Net Income

$26M

ROA

1.06%

ROE

9.15%

Risk-Based Capital

13.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

56

Branch Deposits

$8.2B

1-Year Change

-5

5-year net change: +11 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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