FINANCIAL CORP OF LOUISIANA is the bank holding company. RAYNE STATE BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FINANCIAL CORP OF LOUISIANA

Legal name: FINANCIAL CORPORATION OF LOUISIANA

1 active bank · $574M combined assets

RSSD ID: 2227182 (FFIEC NIC)

Combined Assets

$574M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankRAYNE STATE BANK & TRUST COMPANYRAYNE, LASatisfactory$574MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$574M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$517M

Net Income

$3M

ROA (avg)

1.93%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

102

Origination Rate

87.25%

Denial Rate

7.84%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
RAYNE STATE BANK & TRUST COMPANY	RAYNE, LA	FDIC	$574M	100.0%	Satisfactory	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.