🏦Bank Scorer

INVESTAR BANK

BATON ROUGE, LA · Supervised by FDIC

Est. 2006FDIC #58,316RSSD: FDIC-58316
Part ofINVESTAR HOLDING CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

None on record

0 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.58%

Institution Profile

FDIC BankFind

Address

7244 Perkins Rd, BATON ROUGE, LA

County

East Baton Rouge County

Established

June 14, 2006

Total Assets

$3.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.9B

Total Deposits

$3.2B

Net Loans

$3.0B

Net Income

$13M

ROA

1.58%

ROE

14.09%

Risk-Based Capital

14.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate10.29%Peer avg: 9.91%▼ Below avg
Complaints / $B0.00Peer avg: 0.00▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

29

Branch Deposits

$2.4B

1-Year Change

+1

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20246877.94%10.29%
202323568.51%11.91%
202245368.87%12.80%
202147160.72%19.53%
202037172.78%14.82%
201929076.55%12.07%
201829476.53%14.29%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Consumer Complaints

CFPB · through Dec 2021

Last 12 Months

0

All Time

4

Monetary Relief

0%

Untimely Response

50%

Most common complaint type: Checking or savings account· 0 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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