Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.9B
Total Deposits
$7.5B
Net Loans
$6.6B
Net Income
$26M
ROA
1.23%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.46%
Risk-Based Capital
12.85%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 875 | 79.66% | 6.74% |
| 2023 | 604 | 75.83% | 7.95% |
| 2022 | 830 | 81.08% | 5.78% |
| 2021 | 918 | 78.65% | 4.58% |
| 2020 | 650 | 81.08% | 4.15% |
| 2019 | 501 | 84.03% | 7.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
56
Branch Deposits
$6.4B
1-Year Change
+5
5-year net change: +7 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red