Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.0B
Total Deposits
$3.5B
Net Loans
$1.9B
Net Income
$3M
ROA
0.34%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.14%
Risk-Based Capital
14.71%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 568 | 72.54% | 7.75% |
| 2022 | 683 | 73.21% | 4.83% |
| 2021 | 625 | 76.8% | 7.36% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Last 12 Months
3
Since 2018
41
all complaints on record
Monetary Relief
14.6%
% of complaints where company provided monetary relief
Untimely Response
17.1%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Large Bank |
| Apr 2020 | Satisfactory | Large Bank |
| Sep 2016 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1991
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Total Branches
30
Branch Deposits
$3.5B
1-Year Change
-4
5-year net change: -5 branches
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 1 | 0 |
| February 2026 | 1 | 0 |
| March 2026 | 1 | 0 |
Data through Mar 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.