🏦Bank Scorer

This institution is no longer active

Operations ceased on February 11, 2011. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

HAMTRAMCK, MI · Supervised by FDIC

Est. 1909FDIC #14,939RSSD: FDIC-14939
Part ofPSB GROUP INC→ View all charters
Satisfactory Down

Current rating · Exam: July 2010

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.16%

Institution Profile

FDIC BankFind

Address

9252 Jos. Campau Avenue, HAMTRAMCK, MI

County

Wayne County

Established

February 11, 1909

Total Assets

$391M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2010

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$391M

Total Deposits

$390M

Net Loans

$302M

Net Income

$-18,168K

ROA

-4.16%

ROE

-153.16%

Risk-Based Capital

-0.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ee5b10e6-9fd4-4c8d-b4e3-b1b2e4223d42"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: