ONE AMERICAN FINANCIAL CORP is the bank holding company. ONE AMERICAN BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

ONE AMERICAN FINANCIAL CORP

Legal name: ONE AMERICAN FINANCIAL CORPORATION

1 active bank · $360M combined assets

RSSD ID: 5536791 (FFIEC NIC)

Combined Assets

$360M

CRA Rating Summary

Needs to Improve1charter

Across all 9 exams on record for this holding company's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankONE AMERICAN BANKCENTERVILLE, SDNeeds to Improve$360MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$360M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$241M

Net Income

$-1,737K

ROA (avg)

-1.94%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

36.36%

Denial Rate

4.55%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
ONE AMERICAN BANK	CENTERVILLE, SD	FDIC	$360M	100.0%	Needs to Improve	Aug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.