This institution is no longer active

Operations ceased on January 1, 1995. CRA examination history below reflects the period it was active.

OLD KENT BANK-SOUTHEAST

TRENTON, MI · Supervised by FDIC

Est. 1930FDIC #12,182RSSD: FDIC-12182

Part ofOLD KENT FINANCIAL CORP→ View all charters

Outstanding Up

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.81%

Institution Profile

FDIC BankFind

Address

2674 West Jefferson Avenue, TRENTON, MI

County

Wayne County

Established

January 1, 1930

Total Assets

$283M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$283M

Total Deposits

$239M

Net Loans

$111M

Net Income

$5M

ROA

1.81%

ROE

28.76%

Risk-Based Capital

15.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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