This institution is no longer active

Operations ceased on January 1, 1995. CRA examination history below reflects the period it was active.

OLD KENT BANK OF HILLSDALE

HILLSDALE, MI · Supervised by FDIC

Est. 1884FDIC #995RSSD: FDIC-995

Part ofOLD KENT FINANCIAL CORP→ View all charters

Outstanding

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.85%

Institution Profile

FDIC BankFind

Address

10 South Broad Street, HILLSDALE, MI

County

Hillsdale County

Established

July 30, 1884

Total Assets

$98M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$98M

Total Deposits

$89M

Net Loans

$66M

Net Income

$2M

ROA

1.85%

ROE

27.60%

Risk-Based Capital

11.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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