This institution is no longer active

Operations ceased on January 1, 1995. CRA examination history below reflects the period it was active.

OLD KENT BANK OF GRAND HAVEN

GRAND HAVEN, MI · Supervised by FDIC

Est. 1851FDIC #991RSSD: FDIC-991

Part ofOLD KENT FINANCIAL CORP→ View all charters

Outstanding Same

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.73%

Institution Profile

FDIC BankFind

Address

223 Washington Street, GRAND HAVEN, MI

County

Ottawa County

Established

September 1, 1851

Total Assets

$402M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$402M

Total Deposits

$325M

Net Loans

$332M

Net Income

$6M

ROA

1.73%

ROE

25.22%

Risk-Based Capital

10.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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