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This institution is no longer active

Operations ceased on January 1, 1995. CRA examination history below reflects the period it was active.

OLD KENT BANK OF BIG RAPIDS

BIG RAPIDS, MI · Supervised by FDIC

Est. 1901FDIC #10,938RSSD: FDIC-10938
Part ofOLD KENT FINANCIAL CORP→ View all charters
Outstanding

Current rating · Exam: January 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.76%

Institution Profile

FDIC BankFind

Address

101 North Michigan Avenue, BIG RAPIDS, MI

County

Mecosta County

Established

January 1, 1901

Total Assets

$125M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$125M

Total Deposits

$116M

Net Loans

$70M

Net Income

$2M

ROA

1.76%

ROE

26.60%

Risk-Based Capital

13.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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