Legal name: NORTH STATE BANCORP
1 active bank · $1.5B combined assets
RSSD ID: 3109070 (FFIEC NIC)
Combined Assets
$1.5B
CRA Rating Summary
Across all 4 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.5B
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$1.2B
Net Income
$3M
ROA (avg)
0.77%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
645
Origination Rate
85.58%
Denial Rate
2.95%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| NORTH STATE BANK | RALEIGH, NC | FDIC | $1.5B | 100.0% | Satisfactory | Aug 2014 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.