This institution is no longer active

Operations ceased on October 30, 2003. CRA examination history below reflects the period it was active.

NORTH OAKLAND COMMUNITY BANK

ROCHESTER HILLS, MI · Supervised by FDIC

Est. 1999FDIC #34,879RSSD: FDIC-34879

Part ofMICHIGAN COMMUNITY BCORP LTD→ View all charters

Satisfactory

Current rating · Exam: May 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.39%

Institution Profile

FDIC BankFind

Address

1467 North Rochester Road, ROCHESTER HILLS, MI

County

Oakland County

Established

January 5, 1999

Total Assets

$28M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$28M

Total Deposits

$24M

Net Loans

$22M

Net Income

$94K

ROA

0.39%

ROE

4.08%

Risk-Based Capital

14.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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