🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2005. CRA examination history below reflects the period it was active.

METROBANK

FARMINGTON HILLS, MI · Supervised by FDIC

Est. 1963FDIC #18,685RSSD: FDIC-18685
Satisfactory Same

Current rating · Exam: May 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.26%

Institution Profile

FDIC BankFind

Address

37000 Grand River Avenue, Suite 100, FARMINGTON HILLS, MI

County

Oakland County

Established

January 18, 1963

Total Assets

$182M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 5, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$182M

Total Deposits

$138M

Net Loans

$130M

Net Income

$-342K

ROA

-0.26%

ROE

-1.51%

Risk-Based Capital

11.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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