Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$490M
Total Deposits
$394M
Net Loans
$317M
Net Income
$1M
ROA
0.84%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.05%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 105 | 49.52% | 34.29% |
| 2023 | 168 | 63.1% | 20.83% |
| 2022 | 188 | 66.49% | 15.96% |
| 2021 | 169 | 66.27% | 18.34% |
| 2020 | 165 | 66.06% | 20.00% |
| 2019 | 164 | 60.37% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Small Bank |
| May 2021 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$382M
1-Year Change
0
5-year net change: +3 branches
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Preview:
| 2018 | 151 | 67.55% | 19.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red