M C BANCSHARES INC is the bank holding company. M C BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

M C BANCSHARES INC

Legal name: M C BANCSHARES, INC.

1 active bank · $490M combined assets

RSSD ID: 1841732 (FFIEC NIC)

Combined Assets

$490M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankM C BANK & TRUST COMPANYMORGAN CITY, LASatisfactory$490MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$490M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$394M

Net Income

$1M

ROA (avg)

0.84%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

105

Origination Rate

49.52%

Denial Rate

34.29%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
M C BANK & TRUST COMPANY	MORGAN CITY, LA	FDIC	$490M	Satisfactory	Aug 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.