This institution is no longer active
Operations ceased on September 15, 2007. CRA examination history below reflects the period it was active.
GRAND RAPIDS, MI · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$769M
Total Deposits
$656M
Net Loans
$646M
Net Income
$2M
ROA
0.54%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.72%
Risk-Based Capital
10.14%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2005 | Satisfactory | Large Bank |
| Oct 2002 | Satisfactory | Large Bank |
| Jan 2000 | Outstanding | Small Bank |
3 previous ratings locked — back to 1992
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