This institution is no longer active
Operations ceased on September 15, 2007. CRA examination history below reflects the period it was active.
EAST LANSING, MI · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$540M
Total Deposits
$487M
Net Loans
$350M
Net Income
$-759K
ROA
-0.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.59%
Risk-Based Capital
10.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2005 | Satisfactory | Large Bank |
| Sep 2002 | Satisfactory | Large Bank |
| Feb 2000 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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