Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$73M
Total Deposits
$66M
Net Loans
$51M
Net Income
$135K
ROA
0.75%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.45%
Risk-Based Capital
18.84%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 57 | 68.42% | 12.28% |
| 2023 | 82 | 60.98% | 15.85% |
| 2022 | 126 | 66.67% | 11.90% |
| 2021 | 195 | 72.31% | 10.77% |
| 2020 | 271 | 67.9% | 13.65% |
| 2019 | 131 | 70.99% |
This is the only examination on record for this bank.
Total Branches
3
Branch Deposits
$65M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 139 | 55.4% | 26.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red