Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$451M
Total Deposits
$406M
Net Loans
$326M
Net Income
$1M
ROA
1.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.49%
Risk-Based Capital
15.94%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 299 | 86.96% | 4.35% |
| 2023 | 347 | 90.2% | 4.03% |
| 2022 | 453 | 91.83% | 2.21% |
| 2021 | 469 | 81.66% | 3.62% |
| 2020 | 338 | 82.54% | 6.51% |
| 2019 | 320 | 78.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Small Bank |
| Sep 2022 | Satisfactory | Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
10
Branch Deposits
$381M
1-Year Change
0
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Preview:
| 2018 | 268 | 83.21% | 5.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red