DELHI BANCSHARES INC is the bank holding company. GUARANTY BANK & TRUST COMPANY OF DELHI, LOUISIANA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

DELHI BANCSHARES INC

Legal name: DELHI BANCSHARES, INC.

1 active bank · $451M combined assets

RSSD ID: 1107090 (FFIEC NIC)

Combined Assets

$451M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankGUARANTY BANK & TRUST COMPANY OF DELHI, LOUISIANADELHI, LASatisfactory$451MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$451M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$406M

Net Income

$1M

ROA (avg)

1.2%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

299

Origination Rate

86.96%

Denial Rate

4.35%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GUARANTY BANK & TRUST COMPANY OF DELHI, LOUISIANA	DELHI, LA	FDIC	$451M	100.0%	Satisfactory	Aug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.