Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$511M
Total Deposits
$440M
Net Loans
$434M
Net Income
$814K
ROA
0.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.53%
Risk-Based Capital
13.63%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 113 | 79.65% | 7.96% |
| 2023 | 183 | 78.69% | 3.83% |
| 2022 | 249 | 75.1% | 7.63% |
| 2021 | 459 | 85.19% | 5.23% |
| 2020 | 724 | 79.7% | 5.66% |
| 2019 | 379 | 85.49% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2014 | Satisfactory | Small Bank |
| Nov 2010 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$431M
1-Year Change
0
5-year net change: +1 branches
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| 2018 | 217 | 84.33% | 3.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red