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This institution is no longer active

Operations ceased on March 31, 2009. CRA examination history below reflects the period it was active.

GRAND HAVEN BANK

GRAND HAVEN, MI · Supervised by FDIC

Est. 1995FDIC #34,008RSSD: FDIC-34008
Part ofCAPITOL BCORP LTD→ View all charters
Satisfactory Same

Current rating · Exam: May 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.65%

Institution Profile

FDIC BankFind

Address

333 Washington Avenue, GRAND HAVEN, MI

County

Ottawa County

Established

May 1, 1995

Total Assets

$121M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2007

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$121M

Total Deposits

$109M

Net Loans

$99M

Net Income

$-3,346K

ROA

-2.65%

ROE

-35.71%

Risk-Based Capital

9.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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