This institution is no longer active

Operations ceased on September 30, 2011. CRA examination history below reflects the period it was active.

FIRSTBANK - ST. JOHNS

SAINT JOHNS, MI · Supervised by FDIC

Est. 2000FDIC #35,577RSSD: FDIC-35577

Part ofFIRSTBANK CORP→ View all charters

Satisfactory Same

Current rating · Exam: April 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.03%

Institution Profile

FDIC BankFind

Address

201 N. Clinton Avenue, SAINT JOHNS, MI

County

Clinton County

Established

June 16, 2000

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$100M

Total Deposits

$88M

Net Loans

$64M

Net Income

$-511K

ROA

-1.03%

ROE

-11.96%

Risk-Based Capital

15.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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