🏦Bank Scorer

This institution is no longer active

Operations ceased on June 30, 2014. CRA examination history below reflects the period it was active.

FIRSTBANK

MT. PLEASANT, MI · Supervised by FDIC

Est. 1894FDIC #1,597RSSD: FDIC-1597
Part ofFIRSTBANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.80%

Institution Profile

FDIC BankFind

Address

102 South Main Street, MT. PLEASANT, MI

County

Isabella County

Established

December 4, 1894

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2012

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$1.1B

Net Loans

$785M

Net Income

$2M

ROA

0.80%

ROE

8.19%

Risk-Based Capital

13.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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