This institution is no longer active

Operations ceased on May 5, 2012. CRA examination history below reflects the period it was active.

FIRST BANK OF WHITE

WHITE, SD · Supervised by FDIC

Est. 1902FDIC #4,026RSSD: FDIC-4026

Part ofFISHBACK FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: July 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.28%

Institution Profile

FDIC BankFind

Address

301 West Main Street, WHITE, SD

County

Brookings County

Established

April 17, 1902

Total Assets

$48M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$48M

Total Deposits

$41M

Net Loans

$34M

Net Income

$165K

ROA

1.28%

ROE

10.46%

Risk-Based Capital

18.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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