FISHBACK FINANCIAL CORP is the bank holding company. FIRST BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

FISHBACK FINANCIAL CORP

Legal name: FISHBACK FINANCIAL CORPORATION

1 active bank · 3 merged/absorbed · $4.9B combined assets

RSSD ID: 1123072 (FFIEC NIC)

Combined Assets

$4.9B

CRA Rating Summary

Satisfactory1charter

Across all 20 exams on record for this holding company's charters, 95% resulted in Outstanding or Satisfactory.

Primary bankFIRST BANK & TRUSTBROOKINGS, SDSatisfactory$4.9BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$4.9B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$4.3B

Net Income

$16M

ROA (avg)

1.3%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,951

Origination Rate

69.61%

Denial Rate

12.56%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST BANK & TRUST	BROOKINGS, SD	FDIC	$4.9B	100.0%	Satisfactory	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.