🏦Bank Scorer

This institution is no longer active

Operations ceased on October 16, 2020. CRA examination history below reflects the period it was active.

FIRST BANK & TRUST

SIOUX FALLS, SD · Supervised by FDIC

Est. 1987FDIC #27,078RSSD: FDIC-27078
Part ofFISHBACK FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

110 North Minnesota Avenue, SIOUX FALLS, SD

County

Minnehaha County

Established

October 31, 1987

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2020

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2020Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$991M

Net Loans

$914M

Net Income

$12M

ROA

1.47%

ROE

12.40%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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