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This institution is no longer active

Operations ceased on August 15, 2015. CRA examination history below reflects the period it was active.

FIRST BANK & TRUST OF MILBANK

MILBANK, SD · Supervised by FDIC

Est. 1986FDIC #26,638RSSD: FDIC-26638
Part ofFISHBACK FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.97%

Institution Profile

FDIC BankFind

Address

215 West Fourth Avenue, MILBANK, SD

County

Grant County

Established

March 27, 1986

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$158M

Total Deposits

$133M

Net Loans

$112M

Net Income

$782K

ROA

0.97%

ROE

7.97%

Risk-Based Capital

15.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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