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This institution is no longer active

Operations ceased on March 30, 2012. CRA examination history below reflects the period it was active.

FIDELITY BANK

DEARBORN, MI · Supervised by FDIC

Est. 1994FDIC #33,883RSSD: FDIC-33883
Part ofDEARBORN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.64%

Institution Profile

FDIC BankFind

Address

22290 Michigan Avenue, DEARBORN, MI

County

Wayne County

Established

February 28, 1994

Total Assets

$818M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2012

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2011Call Report / FDIC

Total Assets

$818M

Total Deposits

$748M

Net Loans

$615M

Net Income

$-22,642K

ROA

-2.64%

ROE

-99.83%

Risk-Based Capital

3.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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