Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$299M
Total Deposits
$190M
Net Loans
$196M
Net Income
$101K
ROA
0.14%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.52%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 144 | 80.56% | 5.56% |
| 2022 | 158 | 86.71% | 8.23% |
| 2021 | 241 | 90.04% | 4.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2009 | Satisfactory | Small Bank |
| Apr 2006 | Satisfactory | Small Bank |
| Oct 2003 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$172M
1-Year Change
0
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