🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2000. CRA examination history below reflects the period it was active.

D&N BANK

HANCOCK, MI · Supervised by OTS

Est. 1889FDIC #28,039
Satisfactory Same

Current rating · Exam: July 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

400 Quincy Street, HANCOCK, MI

County

Houghton County

Established

January 1, 1889

Total Assets

$1.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 27, 1998

Exam Type

Large Bank

Regulator

OTS
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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