This institution is no longer active

Operations ceased on July 10, 1999. CRA examination history below reflects the period it was active.

COMMUNITY FIRST BANK

LANSING, MI · Supervised by FDIC

Est. 1890FDIC #27,746RSSD: FDIC-27746

Satisfactory

Current rating · Exam: August 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

112 East Allegan Street, LANSING, MI

County

Ingham County

Established

January 1, 1890

Total Assets

$878M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1998

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$878M

Total Deposits

$576M

Net Loans

$785M

Net Income

$6M

ROA

1.36%

ROE

17.50%

Risk-Based Capital

14.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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