🏦Bank Scorer

This institution is no longer active

Operations ceased on April 29, 2011. CRA examination history below reflects the period it was active.

COMMUNITY CENTRAL BANK

MOUNT CLEMENS, MI · Supervised by FDIC

Est. 1996FDIC #34,234RSSD: FDIC-34234
Part ofCOMMUNITY CENTRAL BANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2008

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.69%

Institution Profile

FDIC BankFind

Address

100 North Main Street, MOUNT CLEMENS, MI

County

Macomb County

Established

October 28, 1996

Total Assets

$452M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$452M

Total Deposits

$371M

Net Loans

$309M

Net Income

$-7,755K

ROA

-6.69%

ROE

-654.36%

Risk-Based Capital

0.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1999

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/3b13329e-df35-4158-9138-b0a13563d572"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: