This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

CITY BANK AND TRUST COMPANY

JACKSON, MI · Supervised by FDIC

Est. 1848FDIC #12,897RSSD: FDIC-12897

Part ofCB FINANCIAL CORP→ View all charters

Outstanding

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

One Jackson Square, JACKSON, MI

County

Jackson County

Established

January 2, 1848

Total Assets

$487M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$487M

Total Deposits

$386M

Net Loans

$280M

Net Income

$3M

ROA

1.29%

ROE

13.33%

Risk-Based Capital

16.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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