🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

CB NORTH

CHARLEVOIX, MI · Supervised by FDIC

Est. 1884FDIC #13,929RSSD: FDIC-13929
Part ofCB FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: November 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.18%

Institution Profile

FDIC BankFind

Address

201 State Street, CHARLEVOIX, MI

County

Charlevoix County

Established

January 1, 1884

Total Assets

$212M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$212M

Total Deposits

$176M

Net Loans

$157M

Net Income

$-178K

ROA

-0.18%

ROE

-1.71%

Risk-Based Capital

9.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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