This institution is no longer active

Operations ceased on March 31, 2009. CRA examination history below reflects the period it was active.

BRIGHTON COMMERCE BANK

BRIGHTON, MI · Supervised by FDIC

Est. 1997FDIC #34,314RSSD: FDIC-34314

Part ofTD Bank, N.A.→ View all charters

Satisfactory Same

Current rating · Exam: April 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.33%

Institution Profile

FDIC BankFind

Address

8700 North Second Street, BRIGHTON, MI

County

Livingston County

Established

January 8, 1997

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2004

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$114M

Total Deposits

$96M

Net Loans

$99M

Net Income

$370K

ROA

0.33%

ROE

3.82%

Risk-Based Capital

10.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1999

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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