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This institution is no longer active

Operations ceased on March 31, 2010. CRA examination history below reflects the period it was active.

BANK OF AUBURN HILLS

AUBURN HILLS, MI · Supervised by FDIC

Est. 2005FDIC #57,984RSSD: FDIC-57984
Part ofCAPITOL BCORP LTD→ View all charters
Satisfactory

Current rating · Exam: September 2007

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.75%

Institution Profile

FDIC BankFind

Address

1988 N. Opdyke Road, AUBURN HILLS, MI

County

Oakland County

Established

July 13, 2005

Total Assets

$36M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2007

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$36M

Total Deposits

$33M

Net Loans

$29M

Net Income

$-3,938K

ROA

-9.75%

ROE

-92.77%

Risk-Based Capital

8.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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