Banks & credit unions · Search South Dakota banks
77 rated banks · 33 credit unions
South Dakota has 77 banks with a current CRA rating and 33 active credit unions regulated by the NCUA. 16 earned Outstanding, 2 need to improve.
Outstanding
16
20.8%
Satisfactory
59
76.6%
Needs to Improve
2
2.6%
Substantial Noncompliance
0
0.0%
DACOTAH BK
ABERDEEN, SD · FRB · Jul 2025
FIRST NATIONAL BANK IN PHILIP
PHILIP, SD · OCC · Jul 2025
THE FIRST NATIONAL BANK IN SIOUX FALLS
SIOUX FALLS, SD · OCC · Jul 2025
MERCHANTS ST BK
FREEMAN, SD · FRB · Mar 2025
FIRST SAVINGS BANK
BERESFORD, SD · OCC · Jan 2025
FIRST DAKOTA NATIONAL BANK
YANKTON, SD · OCC · Sep 2024
CITIBANK, N.A.
SIOUX FALLS, SD · OCC · May 2024
FIRST NATIONAL BANK
FORT PIERRE, SD · OCC · Mar 2024
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION
RAPID CITY, SD · OCC · Feb 2024
SUNRISE BANKS, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Aug 2023
WELLS FARGO BANK, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Feb 2023
THE BANCORP BANK
SIOUX FALLS, SD · FDIC · Jul 2022
DEPARTMENT STORES NATIONAL BANK
ClosedSIOUX FALLS, SD · OCC · Sep 2020
STATE BK OF ALCESTER
ALCESTER, SD · FRB · Aug 2016 ⚠
CITIBANK (SOUTH DAKOTA), N.A.
ClosedSIOUX FALLS, SD · OCC · Jan 2009
WELLS FARGO FINANCIAL BANK
ClosedSIOUX FALLS, SD · FDIC · Dec 2008
HOME FEDERAL BANK
ClosedSIOUX FALLS, SD · OTS · May 2008
FIRST AMER B&TC
MADISON, SD · FRB · Nov 2002 ⚠
WELLS FARGO BANK, SOUTH DAKOTA, N.A.
SIOUX FALLS, SD · OCC · Mar 2000 ⚠
COMMUNITY FIRST STATE BANK
ClosedVERMILLION, SD · FDIC · Nov 1999
RUSHMORE BANK & TRUST
ClosedRAPID CITY, SD · FDIC · Apr 1999
AXSYS NATIONAL BANK
ClosedSIOUX FALLS, SD · OCC · Nov 1998
FIRST STATE BANK OF SINAI
ClosedSINAI, SD · FDIC · Oct 1998
CORTRUST BANK
MITCHELL, SD · FDIC · Aug 1998 ⚠
THE PEOPLES BANK
ClosedABERDEEN, SD · FDIC · Dec 1997
FIRST AMERICAN BANK
ClosedCANTON, SD · FDIC · Dec 1997
HAND COUNTY ST BK
ClosedMILLER, SD · FRB · Oct 1997
BANK OF SOUTH DAKOTA
ClosedWATERTOWN, SD · FDIC · Dec 1996
DACOTAH BK
ClosedCLARK, SD · FRB · Jul 1996
DAKOTA STATE BANK
ClosedMILBANK, SD · FDIC · Jul 1996
FARMERS & MERCHANTS BK
ClosedHURON, SD · FRB · Apr 1996
STOCKMENS BANK
ClosedMARTIN, SD · FDIC · Feb 1996
COMMUNITY FIRST STATE BANK OF REDFIELD
ClosedREDFIELD, SD · FDIC · Feb 1995
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| ABERDEEN | FRB | — | Jul 2025 | Outstanding | |
| PHILIP | OCC | $466M | Jul 2025 | Outstanding | |
| SIOUX FALLS | OCC | $2.1B | Jul 2025 | Outstanding | |
| FREEMAN |
| FRB |
| — |
| Mar 2025 |
| Outstanding |
| BERESFORD | OCC | — | Jan 2025 | Outstanding |
| YANKTON | OCC | $3.3B | Sep 2024 | Outstanding |
| SIOUX FALLS | OCC | $1.93T | May 2024 | Outstanding |
| FORT PIERRE | OCC | — | Mar 2024 | Outstanding |
| RAPID CITY | OCC | — | Feb 2024 | Outstanding |
| SIOUX FALLS | OCC | $2.7B | Aug 2023 | Outstanding |
| SIOUX FALLS | OCC | $1.85T | Feb 2023 | Outstanding |
| SIOUX FALLS | FDIC | $9.9B | Jul 2022 | Outstanding |
| SIOUX FALLS | OCC | $717M | Sep 2020 | Outstanding |
| ALCESTER | FRB | — | Aug 2016⚠ | Outstanding |
| SIOUX FALLS | OCC | $119.8B | Jan 2009 | Outstanding |
| SIOUX FALLS | FDIC | $6.3B | Dec 2008 | Outstanding |
HOME FEDERAL BANKClosed | SIOUX FALLS | OTS | $1.1B | May 2008 | Outstanding |
| MADISON | FRB | — | Nov 2002⚠ | Outstanding |
| SIOUX FALLS | OCC | — | Mar 2000⚠ | Outstanding |
| VERMILLION | FDIC | $272M | Nov 1999 | Outstanding |
RUSHMORE BANK & TRUSTClosed | RAPID CITY | FDIC | $255M | Apr 1999 | Outstanding |
AXSYS NATIONAL BANKClosed | SIOUX FALLS | OCC | $20M | Nov 1998 | Outstanding |
| SINAI | FDIC | $20M | Oct 1998 | Outstanding |
| MITCHELL | FDIC | $1.6B | Aug 1998⚠ | Outstanding |
THE PEOPLES BANKClosed | ABERDEEN | FDIC | $53M | Dec 1997 | Outstanding |
FIRST AMERICAN BANKClosed | CANTON | FDIC | $26M | Dec 1997 | Outstanding |
HAND COUNTY ST BKClosed | MILLER | FRB | — | Oct 1997 | Outstanding |
BANK OF SOUTH DAKOTAClosed | WATERTOWN | FDIC | $118M | Dec 1996 | Outstanding |
DACOTAH BKClosed | CLARK | FRB | — | Jul 1996 | Outstanding |
DAKOTA STATE BANKClosed | MILBANK | FDIC | $81M | Jul 1996 | Outstanding |
FARMERS & MERCHANTS BKClosed | HURON | FRB | — | Apr 1996 | Outstanding |
STOCKMENS BANKClosed | MARTIN | FDIC | $23M | Feb 1996 | Outstanding |
| REDFIELD | FDIC | $170M | Feb 1995 | Outstanding |