This institution is no longer active
Operations ceased on August 31, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$26M
Total Deposits
$23M
Net Loans
$18M
Net Income
$169K
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.50%
Risk-Based Capital
15.09%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,001 | 55.19% | 30.61% |
| 2020 | 6,969 | 60.64% | 16.79% |
| 2019 | 4,977 | 54.35% | 25.68% |
| 2018 | 4,367 | 55.42% | 24.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1997 | Outstanding | Small Bank |
| Mar 1995 | Outstanding | Not Reported |
| Mar 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Total Assets