This institution is no longer active

Operations ceased on November 15, 2007. CRA examination history below reflects the period it was active.

YOUR BANK

PONCHATOULA, LA · Supervised by FDIC

Est. 2004FDIC #57,812RSSD: FDIC-57812

Satisfactory

Current rating · Exam: November 2006

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

1639 Highway 51, PONCHATOULA, LA

County

Tangipahoa County

Established

November 3, 2004

Total Assets

$56M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$56M

Total Deposits

$52M

Net Loans

$40M

Net Income

$68K

ROA

0.18%

ROE

2.37%

Risk-Based Capital

9.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c6dbc715-9ec0-4c7c-bc71-4ba097b686b2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: