Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$303M
Total Deposits
$263M
Net Loans
$160M
Net Income
$881K
ROA
1.16%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.69%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 27 | 59.26% | 11.11% |
| 2023 | 33 | 78.79% | 12.12% |
| 2019 | 45 | 75.56% | 11.11% |
| 2018 | 38 | 68.42% | 10.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Small Bank |
| Sep 2015 | Satisfactory | Small Bank |
| Feb 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$261M
1-Year Change
0
5-year net change: +1 branches
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