🏦Bank Scorer

CHARLES SCHWAB BANK

WESTLAKE, TX · Supervised by OTS

Est. 2003FDIC #57,450
Satisfactory

Current rating · Exam: December 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

3000 Schwab Way, WESTLAKE, TX

County

Denton County

Established

April 28, 2003

Total Assets

$242.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 6, 2010

Exam Type

Strategic Plan

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$242.9B

Total Deposits

$219.9B

Net Loans

$57.5B

Net Income

$803M

ROA

1.29%

ROE

17.40%

Risk-Based Capital

34.03%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$209.5B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20183,46386.66%11.98%

2024 national avg denial rate: 23.75% · above-average shown in red

This is the only examination on record for this bank.

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