Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$43.6B
Total Deposits
$32.9B
Net Loans
$24.9B
Net Income
$121M
ROA
1.15%
Above avg for Regional banks. Peer avg: 0.88%
ROE
6.21%
Risk-Based Capital
15.96%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,406 | 45.34% | 25.90% |
| 2023 | 8,773 | 56.12% | 18.56% |
| 2022 | 11,210 | 61.53% | 16.46% |
| 2021 | 11,665 | 67.64% | 15.07% |
| 2020 | 11,042 | 65.02% | 14.05% |
| 2019 | 6,406 | 64.17% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Oct 2019 | Satisfactory | Large Bank |
| Jan 2015 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
314
Branch Deposits
$27.8B
1-Year Change
-6
5-year net change: +7 branches
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| 18.72% |
| 2018 | 5,408 | 56.27% | 24.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red