FIRST INTL BANCSHARES INC is the parent banking group. VALUEBANK TEXAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FIRST INTL BANCSHARES INC

Legal name: FIRST INTERNATIONAL BANCSHARES, INC.

1 active bank · $303M combined assets

RSSD ID: 2490520 (FFIEC NIC)

Combined Assets

$303M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankVALUEBANK TEXASCORPUS CHRISTI, TXSatisfactory$303MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$303M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$263M

Net Income

$881K

ROA (avg)

1.16%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

59.26%

Denial Rate

11.11%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
VALUEBANK TEXAS	CORPUS CHRISTI, TX	FDIC	$303M	100.0%	Satisfactory	Sep 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.