Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$10.9B
Total Deposits
$9.0B
Net Loans
$7.5B
Net Income
$32M
ROA
1.17%
Above avg for Regional banks. Peer avg: 0.88%
ROE
7.75%
Risk-Based Capital
14.74%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 578 | 44.12% | 33.04% |
| 2023 | 880 | 50.11% | 27.95% |
| 2022 | 1,096 | 65.51% | 14.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Large Bank |
| Nov 2021 | Satisfactory | Large Bank |
| Nov 2018 | Satisfactory | Large Bank |
3 previous ratings locked — back to 2010
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Total Branches
54
Branch Deposits
$8.7B
1-Year Change
0
5-year net change: +27 branches
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