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This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

UNION PLANTERS BANK OF SOUTHERN MISSISSIPPI

HATTIESBURG, MS · Supervised by FDIC

Est. 1995FDIC #34,051RSSD: FDIC-34051
Part ofRegions Financial Corporation→ View all charters
Satisfactory

Current rating · Exam: November 1996

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

110 South 40th Avenue, HATTIESBURG, MS

County

Forrest County

Established

August 24, 1995

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$981M

Net Loans

$1.0B

Net Income

$10M

ROA

0.64%

ROE

7.43%

Risk-Based Capital

17.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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